- Get full CIBIL statement for free Know the interesting story of CIBIL before you download the absolutely free statement - This interesting scoring system influenced by the 'numbering system' or 'Social Score' of colonial era when most of the people were recognized as number one person, number two person....or may be number ten. The Britishers used to categorize Indians by giving them good or bad score for every activity they do and these activities were recognized and reported by the Chaudhary, Rao Sahab, Numberdar, Malik, Pradhan and Jaildars of the community which were appointed by the government. Asus Laptop only for Rs. 30990 Similarly, there is a numbering system in India to analyze the credit behavior of the citizens and this is generally called your CIBIL score or credit rating. If you take any loan or credit from any organized institution and repay it on time, you get better score. If your repayments or installments break or stop, your score gets negati...